Terms of Use
Please read these terms carefully before using our website and services.
Last updated: September 2024
These Terms of Use govern your access to and use of the Sage-soar website and services. By accessing or using our website, you agree to be bound by these terms. If you do not agree, please do not use our website.
About Our Services
Sage-soar provides financial management education courses for individuals of various ages and experience levels. Our services are educational in nature and are not intended as personalised financial advice.
Use of Website
You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the website. Prohibited activities include:
- Attempting to gain unauthorised access to any part of the website
- Using the website to transmit harmful or malicious content
- Copying, reproducing, or distributing website content without permission
- Using automated systems to access the website without our consent
- Interfering with the proper functioning of the website
Course Enrolment
By enrolling in a course, you agree to:
- Provide accurate and complete information during registration
- Pay all applicable fees as specified at the time of enrolment
- Attend scheduled sessions and participate in course activities
- Respect other participants and maintain a constructive learning environment
- Not share or distribute course materials without permission
Payment and Refunds
Course fees are payable as indicated during the enrolment process. Refund policies vary by course type:
- Full refunds are available if cancellation is requested more than 14 days before the course start date
- Partial refunds (50%) may be available for cancellations between 7 and 14 days before the start date
- No refunds are typically available for cancellations within 7 days of the course start date
- Exceptions may be made for documented emergencies at our discretion
Intellectual Property
All content on this website, including text, graphics, logos, images, and course materials, is the property of Sage-soar or our licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from this content without our express written permission.
Educational Disclaimer
The information and education provided through our website and courses is for general informational and educational purposes only. It should not be considered:
- Personalised financial advice tailored to your specific circumstances
- A recommendation to buy, sell, or hold any financial instrument
- Tax, legal, or accounting advice
- A guarantee of any particular financial outcome
Individual results from applying course concepts may vary based on personal circumstances, market conditions, and other factors. We strongly recommend consulting with qualified financial, tax, and legal professionals before making significant financial decisions.
Limitation of Liability
To the fullest extent permitted by law, Sage-soar shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability for any claims arising under these terms shall not exceed the amount you paid for the specific course or service giving rise to the claim.
Indemnification
You agree to indemnify and hold harmless Sage-soar, its officers, employees, and agents from any claims, damages, losses, or expenses arising from your breach of these terms or misuse of our website or services.
Third-Party Links
Our website may contain links to third-party websites. These links are provided for convenience only, and we do not endorse or assume responsibility for the content or practices of these external sites.
Modifications to Terms
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes constitutes acceptance of the modified terms.
Governing Law
These terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Severability
If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.
Contact Information
For questions about these Terms of Use, please contact us:
Sage-soar
47 Queen Square
Bristol, BS1 4LH
United Kingdom
Email: [email protected]